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WebSep 1, 2024 · Loans for Unemployed Borrowers With Poor Credit. If you are currently unemployed and have a bad credit score, your personal loan journey may be much more difficult. Having a poor credit score can affect a lot of aspects of your life. It will be more challenging to receive loan approvals, credit cards, line of credit products, and more. WebJul 9, 2024 · According to Experian nearly 1/3 of Americans have credit scores of 601 or lower, which is generally considered bad credit. Aside from applying for a mortgage how does that score actually affect you? ... Credit is one of those things that's easy ignore until you need it. According to Experian nearly 1/3 of Americans have credit scores of 601 or ... WebJan 30, 2024 · The most obvious way bad credit costs you money is in the form of high interest rates. Not only are you much less likely to get approved for new loans or credit … how to replace damaged engineered wood floors